
Bob Groya
Loan Officer
NC, SC
bgroya@1asmc.com
NMLS #107528
150 Providence Road, Suite 300, Charlotte, NC 28207
Bob Groya has been helping homebuyers and homeowners achieve their financing goals for more than 28 years. Serving clients throughout North Carolina and South Carolina, with a specialized focus on Mecklenburg and Union counties, he is committed to delivering personalized mortgage solutions tailored to each borrower’s unique needs. With expertise in a wide range of loan programs, including Conventional, VA, Jumbo, Construction, and First-Time Homebuyer financing, Bob takes a consultative approach that prioritizes borrower satisfaction over sales. By closely monitoring financial markets and mortgage rate trends, he helps clients identify the most cost-effective and efficient path to homeownership. Known for providing direct, hands-on service from application to closing, Bob remains the client’s dedicated point of contact throughout the entire mortgage process, ensuring a smooth and transparent experience every step of the way.