
Holly Gantt Bailey
Loan Officer
NC
hbailey@1asmc.com
NMLS #1842444
150 Providence Road, Suite 300, Charlotte, NC, 28207
I’ve been in the mortgage industry for seven years! For me, this business has always been about people and relationships. With decades of experience across real estate, new construction, and mortgage lending, I bring a unique perspective to every transaction—but what matters most to me is making people feel comfortable, informed, and genuinely cared for. I serve the greater Charlotte area, Lake Norman, Mooresville, Statesville, Denver, Sherrills Ford and surrounding areas. I’m energetic, approachable, transparent, and always
willing to go the extra mile to find a solution. Whether you’re trusting me with your own financing or referring someone
you care about, my goal is simple: take great care of you, communicate every step of the way, and make the experience as
smooth as possible.
I have had my NC real estate license since 1995. I started my real estate career in property management while attending UNCC
as I cheered on the 49ers as a member of the dance team known as the Gold Dusters! I then moved on to dance 4 years with the original
Charlotte Hornets as member of The Honeybees. For 24 years I was an onsite new homes sales representative before becoming a loan
officer in 2019!
Outside of work, I’m happiest spending time with the people I love. I’m a wife and mom of two college-age kids, and family and
friendships are a huge part of my life. As a Charlotte/Lake Norman native, this area has always been home, and one of my favorite ways
to enjoy it is boating on Lake Norman with friends and family. I love staying active and having fun— I’m always up for just about any kind of game. Whether it’s a card game, board game, or something competitive with a group of friends, count me in! I also love spending time at home with our dogs and I am always anxiously awaiting my kids to come home or visiting them in college any chance we get!
With more than 30 years of experience across many facets of real estate, I bring a deep understanding of the market, the local community, and the many details involved in buying and selling a home. Throughout my career, I’ve had the opportunity to work with a wide range of clients and real estate needs, giving me the knowledge, perspective, and experience to guide my clients with confidence. I have been the realtor on both sides of transactions and I know what is expected from the buyers, sellers and realtors as the loan officer. I’m committed to making the process as smooth and successful as possible while providing personalized service every step of the way.
I specialize in First-Time Homebuyers, Conventional, FHA, VA, USDA, Jumbo, Investment Properties, Self-Employed Borrowers, and Second Homes