John Heinemann
Loan Officer
NC, SC, VA, TN, GA, FL
jheinemann@1asmc.com
NMLS #1648717
814 Johnnie Dodds Blvd, Suite 201, Mt. Pleasant, SC 29464
With 26 years of banking and mortgage experience, John Heinemann brings a unique combination of financial expertise and practical problem-solving to every client he serves in the Charleston market. He specializes in first-time homebuyers, conventional, FHA, VA, USDA, jumbo, investment property, self-employed borrower, and second-home financing.
What sets John apart is his ability to navigate complex lending scenarios. Drawing on 16 years as a bank CTO and IT Director and 10 years as a Loan Officer, he understands both how loans are underwritten and how to structure financing solutions for borrowers who may not fit traditional lending guidelines. He takes pride in helping clients understand the numbers, trade-offs, and timelines involved in their financing decisions so they can move forward with confidence and avoid surprises at closing.
Whether working with a first-time homebuyer, an investor, or a self-employed borrower, John is committed to providing clear guidance, creative solutions, and a smooth path from application to closing.