Scott Hardy
Loan Officer
NC, SC, VA, MD, GA, FL, DC
shardy@1asmc.com
NMLS #186987
150 Providence Road, Suite 300, Charlotte, NC 28207
With more than 40 years of mortgage lending experience, Robert “Scott” Hardy has helped thousands of borrowers achieve their homeownership and financial goals throughout the East Coast, serving clients from Maryland to Florida. Specializing in Conventional, VA, Jumbo, Investment Property, Self-Employed Borrower, First-Time Homebuyers, Second home, and Reverse Mortgage Financing, Scott is know for his consultative approach and commitment to helping clients make informed financial decisions.
Rather than focusing on loan products, Scott takes the time to understand each client’s short-term and long-term goals, providing customized financing options designed to meet their unique needs. His expertise in working with self-employed borrowers, reverse mortgages, and clients of financial advisors has made him a trusted resource for a wide range of financing scenarios. Having built a 100% referral-based business, Scott prides himself on the long-term relationships he has established with clients who continue to return for future financing needs and refer their family and friends. Helping clients achieve meaningful financial outcomes while providing exceptional service remains the foundation of everything he does.
Outside of work, Scott enjoys spending time with his wife, Ginger, of 37 years, their son, Keller, and their two granddaughters. An avid golfer and lifelong learner, he also enjoys taking their beloved dog to the beach each morning. Scott is an active member of Colonial Church and values the relationships and sense of community that have been an important part of both his personal and professional life.