Susan Elizabeth Ciapparelli
Loan Officer
VA, MD, DC
sciapparelli@1asmc.com
NMLS #306048
150 Providence Road, Suite 300, Charlotte, NC 28207
Susan Ciapparelli brings nearly 25 years of mortgage industry experience to clients throughout the DMV area. She works with a wide range of borrowers, including first-time homebuyers, self-employed clients, real estate investors, and those seeking specialized financing solutions such as jumbo loans, DSCR loans, bank statement programs, reverse mortgages, home equity products, and second-home financing.
What sets Susan apart is her highly personal and consultative approach. She takes the time to understand each client’s goals, financial situation, and long-term plans before recommending financing options. With a background that includes managing mortgage operations as well as originating loans, Susan offers a unique perspective that allows her to anticipate challenges, navigate complex lending scenarios, and help clients make informed decisions with confidence. Whether meeting in person or over Zoom, she remains accessible and engaged throughout the entire process, including evenings and weekends when needed.
Susan especially enjoys helping first-time homebuyers and borrowers who may not be quite ready to purchase yet. She believes in educating clients, creating a roadmap for success, and being a trusted guide from the earliest planning stages through closing. For Susan, a mortgage is more than a transaction. Many of the relationships she has built over the years have grown into lasting friendships, a testament to the care and commitment she brings to every client she serves.